

Get Paid Cash Back
Not much in life is better than getting cash back, especially when you're getting paid to spend money. The Cash Back Rewards checking account pays you to bank with us — and not the other way around.
All you have to do to qualify are a few things that make banking easier anyway. Talk to a Farmers State Bank representative about how you can join the FSB family.
Features
- Checking that pays 2.00% cashback up to $6.00 on everyday debit card purchases (not just groceries or gas)*
- Get refunds on ATM fees nationwide**
- Linked to your Saver Rewards account
- Have your earnings transferred to your Saver Rewards automatically*
- Enjoy unlimited checking
- Online Banking & Bill Pay***
- Mobile Banking & Mobile Deposit
- eStatements
- Reorder checks online
- $50 minimum opening deposit.
*Any debit card purchase that will post to your account prior to the end of cycle will count towards rewards.
**When Cash Back Rewards qualifications are not met, rewards are not earned and ATM fees are not refunded.
***Bill Pay if not used for a month, a $5 monthly Bill Pay Fee will be assessed
How to Earn Cash Back
We've made it really easy to earn cash back. All you have to do to qualify are things that make banking easier, anyway. Simply do the following activities in your Cash Back Rewards account during each monthly qualification cycle:
- Have at least 12 debit card purchases post and settle to the account
- Be enrolled and receive e-statements
- Be enrolled and log into online banking during the monthly qualification cycle
That's it! Pretty easy. And if for some reason you don't qualify, don't worry. You can get back to getting the full rewards, the very next month you qualify.
Qualifications Information: Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account's rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by Farmers State Bank as ATM or transactions and purchases made with non-Farmers State Bank issued debit cards. "Monthly Qualification Cycle" means a period beginning one (1) banking day prior to the first day of the current statement cycle through one (1) banking day prior to the close of the current statement cycle. Statement cycle begins the Thursday following the third Wednesday and ends the third Wednesday of each month.
Reward Information: When Kasasa Cash Back qualifications are met during a Monthly Qualification Cycle, you will receive (1) 2.00% cash back on up to a total of $300.00 point of sale debit card purchases that post and settle to the account during that cycle period. A maximum of $6.00 cash back may be earned per Monthly Qualification Cycle. You will also receive reimbursements up to $20.00 for nationwide ATM fees incurred during the Monthly Qualification Cycle in which you qualified. When Cash Back Rewards qualifications are not met, no cash back payments are made and ATM fees are not refunded. Cash back payments and ATM fee reimbursements will be credited to your Cash Back Rewards account on the last day of statement cycle. Rates and rewards are variable and may change after account is opened. Fees may reduce earnings.
Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. $50.00 minimum deposit is required to open the account. Monthly enrollment in online banking, receipt of electronic statements are conditions of this account. Enrollment in electronic services (e.g. online banking, electronic statements,) and log-ons may be required to meet some of the account's qualifications. Limit one account per social security number. Contact a Farmers State Bank service representative for additional information, details, restrictions, processing limitations and enrollment instructions. Member FDIC.

Anytime Account Management
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